ShwAARi The Affordable Health Medical Insurance Cover in Kenya

In today’s world, the cost of healthcare is rising as days go by making it difficult for anyone to
access quality healthcare, thus why it’s crucial to arm yourself with the best Medical insurance.
Medical Insurance plays a pivotal role in safeguarding both your health and financial well-being
but finding an affordable yet comprehensive medical insurance plan can be a game-changer.
ShwAARi health medical cover emerges as a beacon of hope, offering a range of features designed to
meet the diverse needs of individuals and families alike.

ShwAARi doesn’t just cover the basics, it redefines what comprehensive medical insurance
should entail. Whether it’s a routine check-up or a sudden hospitalization, ShwAARi has
got you covered.

With a single limit for both inpatient and outpatient services ranging from Ksh 100,000 to Ksh 1 million, this plan ensures that you have ample financial protection regardless of
your medical needs.

Features of ShwAARi Medical Cover

As an affordable Health Medical insurance, ShwAARi Medical Cover has unique features and benefits that make it unique and a game changer in the Insurance industry in Kenya.

1. Minimal Waiting Period

One of the most frustrating aspects of traditional insurance plans is the waiting period, this is the time one has to wait to lapse for an Insurance cover to take effect. ShwAARi
eliminates this barrier with its minimal waiting period on sign-up, ensuring a less minimal waiting period.

2. Flexible Payment Options

The Medical Cover offers a flexible payment option where you can pay the Premiums in installments, thus allowing you to budget your healthcare expenses without breaking the bank. The installment payments can be spread out up to 4 Months from a deposit of 40%, 1st Month of 27.5%, 2nd Month of 16.5%, 3rd Month of 11%, and the 4th final month of 11% of the premiums.

3. Eligibility

The Shwaari medical scheme is eligible for Person (s) from birth to (100) years old, this makes it to be among the only medical insurance policies that cover elderly persons. Dependents include spouses, own children, and legally adopted and foster children aged from birth to 18 years can also be added in a family cover as dependants . Children over 18 but below 25 years old will be covered by their families if proof of schooling is provided.

4. Panel Provider

Once you subscribe to the shwaari you will have access to a wide network of medical service
providers across all 45 counties in Kenya.

5. Affordable Pricing

ShwAARi health medical insurance has very flexible and affordable premiums. You not only get affordable premiums but you can as well pay them in installments. The different pricing for the different limits and number of lives is as per the bellow image.

Comprehensive Coverage

ShwAARi understands the importance of your health, which is why it has comprehensive coverage that includes:

1. Inpatient Services
2. Outpatient Services
3. Emergency evacuations
4. Ambulance Services
5. Prescription Drug Coverage
6. Optical services
7. Dental Services

Enroll for ShwAARi Medical Insurance Cover

As a leading insurance agency, we assist our client in choosing the best medical coverage that would meet their unique needs. You can get in touch with our team for a quotation.