Public liability insurance is a type of insurance coverage designed to protect individuals and businesses from financial losses arising from claims made by third parties for bodily injury or property damage caused by the insured’s business operations or activities.

It contains products such as:

• Directors and Officer’s Liability – This provides cover to past and future directors and officers for losses arising out of claims made against them.
• Carriers Liability – This covers the insured for legal liability for accidental loss of or damaged goods in the custody or control of the insured whilst in transit.
• Trustee’s Liability – Provides protection for trustees, employees, the employer and any said scheme in the event of claims brought forth. The policy covers settlement on legal action and the costs of defending actions.