Home insurance, also known as homeowner’s insurance or property insurance, is a type of insurance policy that provides financial protection for your home and personal belongings. It typically covers damage to your home and belongings caused by covered perils, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered event.

Home insurance policies can vary in coverage and cost depending on factors such as the value of your home, the location, the level of coverage you choose, and any additional endorsements or riders you add to the policy. It’s essential to review your policy carefully, understand your coverage limits and exclusions, and make sure you have adequate protection for your home and belongings.