Categories: Domestic Insurance

Protect your Home and Valuables with Domestic Home Insurance

Domestic home insurance is a comprehensive cover for your home, helping you manage risks by covering various losses and damages. It offers protection against common incidents like fire, theft, and accidental damage to household items, electronics, and appliances. Imagine the relief of knowing that items such as your phones, laptops, furniture, and even your essential home appliances are protected from unforeseen losses.

Who Should Consider Domestic Home Insurance?

Whether you own or rent, domestic home insurance can be tailored to your needs:

Homeowners: For those who own their homes, the policy can cover both the building structure and contents within.
Renters: If you’re renting, the coverage focuses on protecting the contents of your home, like your personal belongings and valuable electronics.

Liability Coverage for Domestic Workers and Visitors

Accidents can happen, and sometimes they involve people other than yourself. Under Tort Law, you have a duty of care to others in your home, including domestic workers and guests. If someone were to get injured due to a negligent act, you could be held responsible for damages. That’s where liability coverage in domestic home insurance becomes essential.

WIBA (Work Injury Benefits Act) Coverage: This protects you against liability claims if a domestic worker is injured on your property.
Public Liability: This covers claims from third parties, such as guests or visitors to your home, for injuries sustained on your premises.

Why Choose Anziano Insurance Agency?

At Anziano Insurance Agency, we provide tailored domestic home insurance solutions in Kenya to meet the unique needs of both homeowners and renters. Our policies are designed to be affordable and comprehensive, so you can rest assured that your home and loved ones are safeguarded against unforeseen risks.