Professional Indemnity Insurance for Engineers | Architects | Quantity Surveyors

Professional Indemnity (PI) Insurance is essential for engineers, architects, and quantity surveyors, offering critical protection against claims arising from professional errors, omissions, or negligence in their specialized fields.

For professionals registered with regulatory bodies such as the Engineers Board of Kenya (EBK), Board of Registration of Architects and Quantity Surveyors (BORAQS), and other institutions, PI insurance is often a mandatory requirement for licensing and practice certification.

This coverage ensures that design flaws, project miscalculations, or oversight during construction and project management do not lead to significant financial losses or legal liabilities for the professional.

By securing PI insurance, engineers, architects, and quantity surveyors safeguard their practice, ensure regulatory compliance, and demonstrate professional accountability while protecting their clients’ interests.

What Is Covered

Professional Indemnity Insurance provides cover against legal liability claims that may arise as a result
of errors, omissions, misrepresentation or negligent advice provided in the course and scope of their
professional services. The insurance cover will also take care of defense costs associated with these claim(s)subject to the limit of liability purchased.

Who is Covered

The Professional Indemnity insurance for law professionals covers members who are:

Qualified and registered Engineers, Architects &/or Quantity Surveyors
Engineering Firms practicing as per the applicable laws & regulations of the Republic of Kenya

Available Extensions

The cover may extend to also cover: Libel & Slander, Loss of Documents, Employee Dishonesty, Partners’ Previous Business and outgoing Partners at additional premiums.

Benefits of Professional Indemnity Insurance for Accountants

a. Financial Support
Professional Indemnity policy will cover court judgments awards and legal fees for defending yourself or the business
at the court of law. The policy may extend to also cover fees and other expenses that may arise from loss of documents.

b. Provides Peace of Mind
Professional Indemnity policy will increase confidence in carrying out the professional duty knowing that you have means
to defend yourself against any allegations for malpractice and defend your reputation thus enabling individuals and
companies to continue trading in successful businesses.

c. Enhance Brand Image & Credibility
Professionals are accountable for their services rendered and the professional Indemnity insurance provides support and
enhances goodwill as it prides confidence to your clients and investors knowing that any discrepancies that may arise in
course of your duty is covered.

d. Increased Chances of Winning Businesses
Most contractors and government authorities will put a minimum requirement for having a Professional Indemnity
Insurance to be considered in tendered businesses.

Requirements

Duly completed & Signed proposal form.
Copy of current practicing license(s)/ Certificate(s)
Copy of CV, Pin certificates & National ID for individual practitioner
For Firms: Copy of PIN certificates, incorporation certificate & CVs of partners and principals.

Why Chose our Agency

Competitive Premiums:
Our agency offers affordable rates without compromising coverage quality, helping you stay compliant while keeping costs manageable.

Fast and Efficient Service:
We prioritise quick policy issuance and renewals to ensure you meet EBK deadlines with minimal hassle.

Expert Guidance:
Our experienced insurance professionals understand the needs of engineering professionals and KMPDC regulations, guiding you through policy selection and claims processes.

Trusted Underwriter Partnerships:
We collaborate with top-tier insurers known for reliability and prompt claims settlement, giving you peace of mind in case of a covered incident.

Ongoing Support:
Beyond policy issuance, we offer continuous support, including reminders for policy renewals and assistance with adjustments to your coverage as your practice grows.

Premium Rates

The standardised premium rates are as follows, however get in touch with our team to get a conclusive quote that is inclusive of all statutory levies.